If you face the risk
of foreclosure and need help, communication is the key. The following organizations and helplines can
provide useful information and counseling for those in need of assistance. And, as always, you can contact any of my
offices for help.
HOPE NOW Alliance
The HOPE NOW Alliance
is available 24 hours a day, 7 days a week to help those who are struggling to
keep up with their mortgage payments.
By calling 888-995-HOPE, you can receive personal,
confidential counseling about your particular housing concerns. HOPE NOW provides this service completely
free of charge, and your call will go straight to a professional counselor.
Also, by calling the HOPE NOW hotline, you can receive free,
in-person financial counseling services through NeighborWorks America, a
non-profit organization that has local representatives in all 50 states.
U.S. Department of
Housing and Urban Development
HUD is a federal agency dedicated to increasing
homeownership, supporting community development, and increasing access to
affordable housing. They offer helpful
tips to avoid foreclosure and a helpline for those in need. You can reach HUD by calling 800-569-4287. Click here to see HUD’s tips
for avoiding foreclosure.
Legal Aid of
Legal Aid of North Carolina
provides free legal advice and quality housing opportunities to low-income clients
in North Carolina. You can reach Legal Aid by calling 828-437-8280.
Piedmont Council of Governments
The Western Piedmont Council of Governments is a regional
planning organization serving Alexander, Burke, Caldwell, and Catawba
counties. The Council of Governments
carries out the Home Protection Pilot Program which helps with mortgage payments
for those experiencing job loss and receiving TAA or TRA benefits. You can reach them by calling 828-485-4249.
Olive Hill Community Economic Development Corp.
The Olive Hill Economic Development Corporation works to
positively impact the social, physical, educational, and spiritual environment
in Burke, Caldwell, Catawba, McDowell and surrounding Counties of North
Carolina. In addition to other services,
Olive Hill provides pre-purchase homeownership education and foreclosure
prevention counseling, and is a HUD approved housing counselor. You can reach the organization by calling